Business & Commercial

Insurance Information

The principals at Gwilliames & Associates have extensive experience in all forms of insurance and offer expertise in almost every form of commercial insurance coverage.

We can design, along with you, a unique plan of coverage for any trade, manufacturer, wholesaler, retail or warehouse operation, clubs or other organizations. Meeting your various requirements for insurance protection is our specialty.

You will have at your disposal (free of charge, other than commissions earned on placement of coverage) our in depth knowledge of commercial insurance matters, policy forms that are available, the intricacies of the terms provided, exclusions and excluded perils, thus avoiding a possible underinsured loss or denied claim.

Being an informed buyer allows you to make the right decisions with regard to premium savings, optional deductibles, and those items you wish to self insure.


  • Individual policies
  • Multi location
  • Business income protection
  • Packages
  • Operations liability
  • Products liability
  • Completed operations liability
  • Umbrella liability
  • Boiler, electrical equipment and machinery breakdown
  • Bonding
  • Errors and omissions
  • Director or officers liability
  • Life
  • Income replacement
  • Partnership