Broker Commissions

This is a copy of the Commissions Letter we send when buying your insurance through Gwilliames & Associates Insurance Brokers. As your Insurance broker we do our best to provide you with a service that will make the purchase of any insurance coverage both understandable and affordable.

Our Insurance specialists assist you in the original purchase of coverage to meet your needs and offer comparison of similar coverage available from other companies we represent together with clear and concise information as to various options offered. In addition we are always available to you in regard to the ongoing policy maintenance and claims support. As your broker we are your advocate whose professional experience is there to support and assist you.

Listed below are the Insurance companies that we currently represent together with the range of compensation each company provides to us. This compensation is built into the new and renewal premiums you have paid and there is no additional charge to you for advice that is given.

Commercial Lines, Personal Lines automobile and property broker compensation and range of commission provided. For your benefit we have listed the range of compensation each company provides.

Range of Compensation

Intact Insurance*
Auto rate 12.5%
Property Rate 20%
Commercial Rate 20%
Auto rate 12.5%
Property Rate 20%
Commercial Rate 20%
Auto rate 12.5%
Property Rate 20%
Commercial Rate 20%
Markel, CHES, SWG, Totten Group, SUMIns, Group One, & April
Commission 15%

Travel Insurance

Commission: 10% - 20%

Life & Group Benefits

Varies between companies based on premium


Auto Rate: Maximum of $250

In order for us to maintain a strong relationship with these quality insurers, we work with each to provide the type of business they desire. The Insurers (marked with *) recognize the efforts through a Contingent additional compensation based on profitability (loss ratio), volume, retention and increased services that we provide on behalf of your Insurer. For more detailed information you may go directly to the web site of the individual company.

Your Insurer will be providing you with a Customer Code of Rights and Responsibilities, which will be forwarded with your insurance policy(ies). If you have any questions regarding this or any other aspect of your insurance, please contact our office.